How It Works

How It Works

When people think of what it takes to apply for a vehicle loan, they usually prepare for an experience that’s nerve-wracking, annoying and disappointing. There’s that constant feeling that you’ll be denied the loan and unable to buy the car of your dreams. The irritation of having to fill out endless amounts of paperwork. The sinking feeling in your stomach when you’re told that your monthly payments are just a little higher than you’d like.

Everyone has had bad luck or made mistakes at some point in their lives. But you shouldn’t have to keep paying for your mistakes over and over by being denied a reasonable loan. At Zero Down Auto Loans, we have a problem with that. We also disagree with the idea that auto financing has to be a stressful and unpleasant experience. That’s why we decided to do something about it.

We’ve created sophisticated online loan technology that connects with our massive nationwide network of lenders and dealers. When you submit your online application, it’ll only take you sixty seconds or less. From there, we’ll match you up with the right lender. If your credit is great, fair or poor, we’ve got you covered. We can even set you up with a lender if you’ve declared bankruptcy. Next, one of our client service specialists will contact you with a list of vehicle options. When you’ve made a decision, we’ll prepare all of the necessary paperwork for you ahead of time. Then, you simply go to the dealership and drive home in your new car.

So contact us today with questions, or submit a fast and free application online.

1. Apply For Your Loan

Your online application is easy, and it just takes two minutes to fill out. We only ask for information we actually need.

2. Check Application Progress

Once the application has been submitted, simply check your email inbox and you’ll receive the confirmation of your application being processed.

3. Receive Approval!

We can frequently approve you in hours! Our massive dealer network offers credit and financing for everyone, no matter your credit score.

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